The machines are similar in appearance, They generally have ono or two keyboards for punching in the amount, the type of transaction and a personal code number a slot for inserting the activating card and a receiving area for the money and transaction receipt.
While banks are looking to the automated teller as the branch of the future, the customer obt a ins some immediate benefits, assuming he can do without a friendly face.
The average transaction time is under 30 seconds, compared with several minutes for a traditional teller transaction. Lines are virtually non‐existent, so customers get instant banking day and night, seven days a week. Moreover, the machines seldom break down—less than 2 per cent of the low—and never get pregnant.