If you're so smart, why aren't you rich? Turns out it's just chance.
Uli Schöberl
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The distribution of wealth follows a well-known pattern sometimes called an 80:20 rule: 80 percent of the wealth is owned by 20 percent of the people. Indeed, a report last year concluded that just eight men had a total wealth equivalent to that of the world's poorest 3.8 billion people.

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